How to Get the Best Deal: A Free E-book

For some time I have  been promising to publish a free e-book on negotiations. Well, here it is: The Baby Boomer's Practical Guide to Everyday Negotiaions.BoomerGuidetoNegotiations.

Generic Lipitor Recall

If you take the generic version of the cholesterol-lowering drug Lipitor, manufactured by the generic company, Ranbaxy, you should know that the manufacturer has recalled large batches of the drug known generically as atorvasatin calcium. According to the Forbes website, www.forbes.com, the drug may include small pieces of glass. According to Forbes,  no other manufacturer's version of the drug has been recalled.

If you are taking the drug, you might want to contact your physician if you are not sure whether your drug has been recalled.

Happy Thanksgiving!

I just wanted to take this opportunity to wish everyone Happy Thanksgiving and to thank all of the readers of this blog for their loyal support. As a further "thank you", I will shortly be making available for free to all those following the blog, a new e-book, entitled "The Baby Boomer's Practical Guide to Every Day Negotiations."  Keep an eye out for it. In the meanwhile, enjoy your holiday dinner and visiting with family and friends.

Your Fiscal Cliff

We have all heard a lot recently about the "fiscal cliff" that the government is facing and how it may affect all of us in the pocketbook with potentially new taxes and reduced benefits. While there is not much that  we can do to avert that crisis, there is something that you can do to try to avoid your own personal fiscal cliff or at least save a few dollars..

Let's face it, many of us spend too much every day on personal items that we don't really need.  We buy fancy lattes and eat expensive lunches and dinners. The New York Times recently ran a small article that struck me as a way to save some of that money. What if one day a week, you would not spend any money? I mean absolutely no money out of pocket.  Sure, you have to pay your bills, but what I am suggesting is that for one day each week, you reduce your discretionary spending to ZERO.

If you do that for one day a week for an entire year, I think you will be surprised how much money you will have saved.  And it is relatively painless.  For six days a week, you can follow your usual spending habits.  So long as you do not increase your spending on those other six days, you may be safe from your own fiscal cliff.

Try it.  Who knows, maybe next year you will want to do it for two days a week. Good luck.

What is Mindfulness?

What is mindfulness?   I have written before about the many beneficial effects of mindfulness and deep breathing techniques. "Every Breath You Take," May 2, 2012. These include lower blood pressure, better cognitive skills and many other health related benefits.  It is clearly a practice that everyone can and should do everyday if you value your health or want to become healthier. But what is it about mindfulness that makes it so beneficial and why has it become so popular?

While I don't claim to be an expert and certainly I am not a doctor or health professional, I think the answer lies in the fact that our nervous systems today are so overtaxed by all the outside forces that bombard us from every corner of our world. We are constantly exposed to numerous stimuli which is fueled by the belief that the more things we can do at the same time, the more productive we are. I think mindfulness offers a form of relief that eases both the mind and the body by reducing the number of stimuli. In a world of multitasking, mindfulness is the ultimate form of unitasking.

In other words, by concentrating on just one thing at a time, we find relief from all the other outside forces that seek to demand our attention. And all it takes is to concentrate our mind on what we are doing right now and not try to do too many things at the same time.  If you are watching a football game on the television, watch the game but don't read the newspaper at the same time. If you are walking down the street, notice how you are walking, pay attention to your stride, the movement of your arms and every aspect of your body. If engaged in conversation, just listen rather than thinking only about what you are going to say.

 If you try these simple measures, I believe you will enjoy the benefits of mindfulness everyday without even thinking about it (no pun intended).

Is the Flu Shot Right for You?

We have been told for years that we must get a flu shot every year. Those over 65 were especially encouraged to get a shot. Recently, however, the Center for Infectious Disease Research and Policy at the University of Minnesota issued a report suggesting that in reality, a flu shot offers little protection to those over 65. In fact, it as found that the flu shots of today offer only a limited degree of protection for those younger than 65.

In the New York Times dated, November 6, 2012, reporter Roni Caryn Rabin analyzes the results of that study. "Reassessing Flu Shots as the Season Draws Near," www.nytimes.com. She points out that while there are many studies that purport to show the benefits of flu shots for those over 65, those studies really only show that those over 65 who take care of themselves physically, are less likely to get the flu or suffer serious illness as a result of contracting the flu.

So, what should you do? Since there is probably no harm in getting the shot, I plan on getting one. In addition, I think everyone should make sure they are careful in what they touch and who they come in contact with-----avoid public hand rails and those persons who sneeze or cough. And remember: good old-fashioned soap and water is the best remedy to avoid the flu. So, wash those hands as often as you can.

Is Laughter the Best Medicine?

The Reader's Digest has always run a column entitled "Laughter is the Best Medicine."  It turns out they may well have been right.  In today's New York Times, there is an article reporting on a study conducted in England by a researcher at Oxford University that suggests that laughter is really a form of exercise that can help raise your pain threshold. "The Chemical Payoff of Belly Laugh With Friends." www.nytimes.com.

The study was conducted by Robin Dunbar, an Oxford professor of evolutionary psychology. She showed a group of volunteers a series of two sets of movies, one set of documentaries and a set of comedies.  She then measured their pain thresholds and found that when shown the comedies, the thresholds rose, but not when shown the documentaries. She concluded that was because the laughter, like exercise, causes an increase in endorphins in the brain, which act as a natural analgesic. The same result occurs in runners and may explain the so-called "runner's high" some runners report experiencing Apparently, that effect is even greater when in a group setting or at least with one other person.

So, if you don't have time to exercise or don't want to take a pain reliever, maybe you should sit down with family or friends and watch a  Marx Brothers movie or reruns of Seinfeld.